Effects of a no deal Brexit

If a no deal Brexit takes place, anyone who drives their Irish-registered motor vehicle in Northern Ireland, or other parts of the UK, will be required to demonstrate to law enforcement agencies that they have valid motor insurance. This can be done through an internationally recognised insurance document called a ‘Green Card’.

The MIBI has advised that motorists who plan on driving in Northern Ireland, or elsewhere in the UK immediately after a no-deal Brexit, should begin applying for their Green Cards from this week. Those who plan on travelling after that period should contact their Brokers one month in advance of their expected travel date. Brexit is currently scheduled for 29 March 2019. Should that date be delayed, then the requirement for Green Cards will also be pushed back.

If there is a no-deal Brexit on 29 March 2019, then any motorist who plans on driving their Irish-registered motor vehicle in Northern Ireland, or other parts of the UK, is advised to ensure they have a Green Card, or they could be subjected to the penalties for driving uninsured after that date.

Update regarding UK Licence Holders in ROI

In the event of a no deal Brexit, UK licences will be invalid in the Republic of Ireland for Irish residents. UK licence-holders resident in the Republic of Ireland will need to apply for a full Irish licence (as a learner driver) and go through the application process. There are potential implications of not swopping to an Irish licence before 29 March 2019 in a no deal scenario. Implications could include an impact on premium, as the driver would be a “learner” driver and as a learner they would need to be accompanied. This in turn could impact employment should a full licence be a requirement for a position. There could also be implications for the contract of insurance depending on its terms. UK licence-holders resident in the Republic of Ireland should be advised to exchange their licence NOW, in case there should be a no deal Brexit.