Competition Terms & Conditions

1. These terms and conditions apply to all competitions run by Future Insurance unless otherwise stated.

2. In order to enter any competition, customers must correctly undertake the task set or answer the questions on the competition entry form correctly as the case may be. Competitions are only open to those people identified as being permitted to enter or requested to enter as the case may be. Competitions are not open to Future Insurance employees, agents, contractors or sub-contractors – or their families.


3. Customers entering any competition will be deemed to have accepted these terms and conditions.


4. Entries must be strictly in accordance with these terms and conditions and any other conditions in the messaging or promotions around such competition or they will be invalid. One entry is permitted per person. Entries from agents/third parties are invalid.


5. Future Insurance accepts no responsibility or liability for entries or information relating to entries that are lost.


6. An independent judge will pick the winning entry or entries at random from valid entries received. The decision is final and no correspondence will be entered into.


7. Any prize is as stated in any messaging or promotions advertising such competition. No cash or other alternative will be offered and prizes are non-transferable.


8. Future Insurance reserves the right at its sole discretion to alter any prize or substitute the prize with cash to the same value for any reason and without notification. In the event that the winner declines the prize awarded to him/her or Future Insurance is unable to contact the winner after reasonable efforts have been made, Future Insurance may award the prize to another entrant, selected at random.


9. By accepting the prize, the winner grants Future Insurance the right to use and publish his/her name and picture in such media as Future Insurance may choose (including but not limited to the internet) for advertising and promotional purposes without additional consideration.


10. By entering the competition, you agree that Future Insurance may contact you in relation to Insurance products you have as indicated on the competition entry form. The customer may opt-out of this communication at any time by contacting us on our website, by email to or phone to 1890 549549.


11. Future Insurance is excluded from liability for any loss, damage or injury, which might occur to the winner or any other person with whom the winner shares or gives the prize.


12. We guarantee that all information you give us will be treated in the strictest confidence and in accordance with the Data Protection Act.  As part of this undertaking, we guarantee that we will not pass your name or contact details to any 3rd party.


13. You can ask to be removed from our marketing communications at any time.


14. You have the right to access your personal data, modify it or delete it.



15. Future Insurance reserves the right to change the Terms and Conditions for participation.  All participants will be informed of any alteration to Terms and Conditions as soon as possible.