Hotel Insurance

As an owner or operator of a hotel or leisure facility in Ireland you face many risks which, if not protected against, could threaten the future of your business. These risks range from a serious fire or flood to a guest being injured which may result in a large lawsuit against the hotel.

Hotel Insurance

Hotel Insurance

Facilities available

  • Hotel Insurance
  • Health Club Insurance
  • Spa Insurance
  • Health Farm Insurance
  • Fitness Club Insurance

Your comprehensive cover will include the following areas;

Buildings

The sums insured for buildings will be based on the rebuild cost. This is usually calculated using a rate per square foot.

Fixtures & Fittings

This will cover the replacement of contents.

Stock

This provide cover for your stock on a replacement cost basis

Money

Cover in the even of theft or hold up. This section will not cover theft by employees.

Business Interruption

In the event you are unable to trade due to an insured peril and you have loss of earnings, this is a fund that will cover the shortfall

Public Liability

Covers your legal liability to third parties for injury occurring to them or damage to their property arising from the operation of your business.

Products liability

Covers your legal liability to third parties for injury or damage to their property arising from defective goods or products supplied by you

Employers Liability

Covers your legal liability to employees for injury, illness, disease or death occurring during the course of their employment.

Frozen Foods

Covers the deterioration of frozen food stock due to defrosting.

Glass & Signs

Covers damage to glass or signs.

Goods-in-Transit

Covers stock that may be damaged during transit e.g. while collecting from wholesaler.

The cover normally provided is on a material damage all risks basis, this includes:
Fire, lightening, Storm, Explosion, Theft, water leakage, accidental damage to name a few.

Call us today on 1890 549549 or email info@futureinsurance.ie for more information or to get a quote.