If you own commercial property, we have a specialised insurance package to suit you.
This policy applies to you if you own commercial property that is:
- Income-generating
- An investment
- Held in trust
You can have up to 20 premises on a single policy.
What’s covered?
The commercial property owners product includes:
- Protection from material damage
- Business interruption (and loss of rent)
- Employers and public liability
- Legal protection
CoverLimit
| Subsidence | Up to your sum insured |
| Inadvertent failure to insure materials | Offices & residences up to €3 million, other materials up to €1million |
| Loss of metered units | Unlimited |
| Damage to grounds and landscaped gardens | €10,000 |
| Gardening equipment | €10,000 |
| Trace and access | €25,000 |
| Risk protection equipment replacement | Up to a reasonable limit |
| Alternative accommodation | Up to a reasonable limit |
| Stealing damage to buildings | Up to your sum insured |
| Fire brigade charges | €25,000 |
| Subrogation waiver | N/a |
| Loss of rent receivable | Up to your sum insured |
| Inadvertent failure to insure for loss of rent | €250,000 per situation |
| Full failure of utilities | €25,000 |
| Prevention of access | €25,000 |
| Loss of attraction | €25,000 |
| Managing agents premises | N/a |
| Loss of investment income on late payment of gross rent | N/a |
| Employer’s liability | €13 million (standard) |
| Public liability | €6.5 million (standard) |
| Commercial lease protection | €65,000 |
For a quotation please phone us on 1890 549549 of complete the contact form on this link Future Insurance today!
