Surgeries Insurance

Surgery Insurance

Surgery Insurance

At Future Insurance we can offer our clients an insurance package specifically designed to suit the needs of small offices, surgeries and veterinary clinics. With our partner RSA (Royal Sun Alliance) the Office package covers a wide range of risks including property damage, liability, business interruption, money and computer breakdown. This product is suitable for Professional businesses operating solely from office premises where the revenue is derived purely from clerical activities and engaged in non-manual work away from the office premises.

This package also covers the theft of computers or other portable business equipment as part of a comprehensive package of covers. The product is flexible enough to cover portfolios of up to 5 premises up to a maximum of €4m per premises. We can also offer a reduced premium for home offices.

What’s covered?

  • Full All Risks Cover
  • Computers including €5000 breakdown cover
  • €20,000 Fire Brigade Charges
  • €250,000 Business Interruption
  • €50,000 Book Debts
  • €10,000 Money on premises during working hours, in transit and in Bank Night Safe
  • €10,000 Money overnight on premises in an under-floor or otherwise anchored safe

Optional covers

  • Multiple properties on a single policy
  • All Risks Buildings Cover
  • Computer Breakdown Cover
  • Cover available for trade samples
  • Cover available for airline tickets
  • Sock of drugs for surgeries
  • Increased PL limit of indemnity (standard €3,000,000)
  • Non manual work away from the Office
  • Legal Expenses Cover

Contact Future Insurance today to speak to one of our specialist advisers who can advise you on the right insurance product for your office or surgery.

Call us on 1890 549549 or email info@futureinsurance.ie