Van Insurance

Commercial Motor owners and van owners in particular have had a tough time of it lately with rising fuel and taxation costs on top of declining incomes following the economic crash. Owning and running a van does not come cheap. With the up-turn in fortunes of the economy there is also good news on the insurance front as well especially in how the competitive van insurance market as evolved with many companies now offering policy extensions and optional extras. In this article we will highlight these improvements in cover:

No Claims Bonus Protection

Many Commercial Motor insurance companies now offer no claims bonus protection for all the years hard earned safe driving. There is a difference in the no claims bonus protection offering, it can be a fully protected no claims bonus which means if you incur an at fault claim your no claims bonus will remain intact, the other option is Step-back no claims bonus which means your no claims bonus years are step-backed from your full entitlement by two or three years.

Driving of other vans extension

A tradesman would often need to hop into a colleague’s van whilst on a job to collect supplies for example, and the insurers have seen this need with ever increasing companies offering the driving of other vans extension similar to the driving of other cars model on Motor Insurance, which allows an insured person to drive another van on a third party cover basis, there are exclusions though so it is advisable to check with your insurance broker first.

Trailer Cover  

Depending on your occupation you may need to pull a trailer on the odd occasion, trailer cover on Commercial Motor policies vary from insurer to insurer, it’s best to contact your broker with your needs so they can find the most suitable option. Most insurers offer third party cover on trailers free of charge, if you require Comprehensive cover then it depends on a number of factors including whether it’s a single axle or double axle trailer, the value of the trailer and whether the trailer is permanently attached or detached from the vehicle.

Contact Future Insurance today on 1890 549 549 or email for independent impartial advice in Galway City and Claremorris, Co Mayo. We will source the most competitive Commercial Motor quote for your business needs.